The Family Budget

The budget app you’ll actually open.

The Family Budget is a simple, private budget for couples and families. No subscription, no bank login and no ads. Just a clear plan for your money, every bill covered, and the date you’ll be debt-free.

Get The Family Budget Try the demo

One payment. No subscription. The demo uses a sample family, so nothing you type is saved.

Made for real life

Budget from the couch, the kitchen table, or the bleachers

Someone checking The Family Budget on their phone, showing what's left over this month Hands holding a tablet with The Family Budget home screen Someone holding a phone with the family budget open
What it does

Everything your family budget needs

Plan every dollar

Give each paycheck a job, for up to 4 earners on any pay schedule, and know exactly where your money is going.

See what’s left

Income, spending and what’s left over for the month, with a clear warning the moment a check is over.

Every bill covered

Track how much is already set aside in the bank for each bill, and which account it’s in.

Debt snowball

List your debts in order and see the week each one is paid off, and your debt-free date.

Made for two

Invite your partner. You each get your own login, and changes show up on both phones right away.

Plan ahead, look back

Move month to month to plan the future, and keep last month’s plan as history.

See it in action

Simple enough to use every week

A woman on a couch using The Family Budget on her laptop

Your whole budget, on every screen

Bills, savings, debt and what’s left over, on one clear screen. It works on your phone and your computer, with nothing to download from an app store.

Someone holding a phone showing a debt-free date of March 27, 2028

Know your debt-free date

List your debts, snowball the payments, and see the exact week you’ll be debt-free. Watch the date move closer every time you pay.

Three phones showing the same shared family budget

One budget. Two logins.

Invite your partner and you each get your own login. Change something on one phone and it shows up on the other right away.

Phone showing bank accounts and how much is set aside for each bill

Know what’s set aside

See how much is already in the bank for every bill, and which account it’s in, so nothing sneaks up on you.

Try the free demo. No sign-up.

Why it stands out

A budget app that’s on your side

Most budget appsThe Family Budget
Monthly feeUsually✓ Never. Pay once
Bank loginUsually✓ Never needed
Ads or upsellsOften✓ None
Shared budget for couplesSometimes✓ Built in, two logins
Debt-free dateRarely✓ Built in
How it works

Up and running in five minutes

Buy once

Check out securely with Square. You’ll get an email right away.

Choose a password

Tap the link in the email, pick a password, and answer a few setup questions.

Build your budget

Add your bills and savings goals, and add the app to your home screen.

Pricing

One price. Yours to keep.

Launch price
$29.99 $15.99
one-time payment, plus sales tax where it applies
  • The full app on phone and computer
  • Two logins for your household
  • Budget planning, bills, debt snowball and bonuses
  • Your data stays private to your household
Get The Family Budget Secure checkout by Square. Refund policy.
Hands holding an iPad with the printable budget planner open in a notebook app
Prefer paper?

Get the printable budget planner

12 designer-made pages: monthly overview, bill tracker, debt snowball, savings jars and more. Comes in US Letter, A4, A5 and Half Letter, and works in GoodNotes too.

See it on Etsy
Follow along

Budget tips on Pinterest

Pin: Never get surprised by a bill again, with sinking funds Pin: Give every paycheck a plan, free printable pages Pin: Give your bonus a job before it lands Pin: Watch your debt melt, debt snowball printable Pin: Know what's set aside for every bill

Questions

Do I have to connect my bank?

No. You type in your paychecks and bills. Nothing connects to your bank, so there are no bank passwords to share.

Who can see our budget?

Only the people on your household, up to two. Each household is kept separate in the database, and we never sell or share your data. See the privacy policy.

We get paid every two weeks. Does that work?

Yes. Each earner picks weekly, every two weeks, 1st & 15th, or monthly. The plan counts the checks you get every month, so a month with an extra check gives you a bonus.

Is there an app to download?

It runs in your browser. On iPhone, tap Share → Add to Home Screen; on Android, tap ⋮ → Add to Home screen. It opens like an app.

I didn’t get my email.

Check your spam folder for an email from The Family Budget. Still nothing? Go to Sign in, type your email and tap “Forgot password”.